Terms of Use

Welcome to the Jim Livingstone website jimlivingstone-com.preview-domain.com (the “Website”).  Jim Livingstone provides access to the Website only upon your agreement that your access and use will be subject to the following Terms of Use (“Terms of Use”).  

These Terms of Use constitute a legally binding agreement, so please read them carefully. The use of the words “you” and “your” refer to individuals using the Website as well as individuals using the Website on behalf of business entities. Individuals using the Website on behalf of a business entity represent and warrant that they have the legal authority to bind such business entity to these Terms of Use.



Any portion of the Website that is accessible to the general public provides information about Jim Livingstone, the services it provides, news, office locations, and other general information. It may also include educational content, images, illustrations, audio clips, video clips, events and seminars, and other data (collectively referred to as the “Content”).



In the event that you send any information to Jim Livingstone or to the Website (whether in the form of an email, comment, message or by other means) you represent and warrant that such information is not confidential or proprietary to you or to any other person or company (unless you and Jim Livingstone are parties to a separate agreement governing the confidentiality of such information). Furthermore, unless you and Jim Livingstone are parties to a separate agreement governing the confidentiality of such information submitted, you agree that Jim Livingstone is not responsible for the confidentiality of the information that you submit to Jim Livingstone.  



The Website may provide links to third party web sites.  Jim Livingstone is not endorsing or sponsoring such third parties or their web sites. You agree that Northpoint is not responsible for the availability of or content on any web sites operated by such third parties that may be accessible through the Websiite or through any other web site operated by Jim Livingstone.


Reliance on the Information

You acknowledge and agree that your use of the Website, and your reliance upon any data or information accessed using the Website, is at your own risk.  

You agree to make and rely on your own independent investigation of the completeness, accuracy and suitability of any information, data, or analytical product available on the Website before reliance thereon.

Jim Livingstone reserves the rights to, without notice: (a) modify, suspend or terminate operation of or access to the Website at any time for any reason; (b) modify, change or discontinue the Website and its Content at any time; and (c) interrupt the Website as necessary to perform routine and non-routine maintenance, error corrections, or other changes.


License to Use Content

As long as you comply with these Terms of Use, Jim Livingstone grants you a personal, non-exclusive, non-transferable, non-sublicensable, limited right to access, display and use this Website and the Content solely for your personal use.

You may not reproduce, create derivative works from, republish, transmit, or distribute in any way whatsoever any Content from the Website without the prior written permission of Jim Livingstone.


Warranty Disclaimers

You acknowledge and agree that the Website and the Content are provided on an “as is” and “as available” basis and that use of the web site and the content is at your sole risk.  Jim Livingstone makes no warranty whatsoever about the content, website, its operation or availability, the accuracy of the information provided on or through the website, or the security of the website.  Moreover, Jim Livingstone expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement regarding the content and the website. Jim Livingstone makes no warranty that (a) the content or web site will meet your requirements, (b) the content or web site will be uninterrupted, timely, secure, or error-free, or (c) the results that may be obtained from the use of the content or web site will be accurate or reliable.


Limitations of liability

You expressly understand and agree that Jim Livingstone shall not be liable for any indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if advised of the possibility of such damages) resulting from the use or the inability to use the website or from the accuracy or inaccuracy of any content or information available using the web site.  In no event shall Jim Livingstone’s liability exceed the amount of fees Northpoint received from you to access the web site and content.



You agree to indemnify, defend and hold Jim Livingstone, and its respective officers, directors, managers, employees, agents and representatives harmless from any claim or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of Content you submit, post to or transmit through the Website, your use of the Website, your connection to the Website or your violation of these Terms of Use.



Northpoint is committed to protecting your privacy.  Please refer to our Privacy Policy.


Changes to these Terms of Use

These Terms of Use were written on 9 November 2021 and Northpoint reserves the right to modify these Terms of Use at any time.


Governing Law

Use of the Website and these Terms of Use shall be governed by and construed in accordance with the laws of the Republic of Singapore.

Privacy Policy

Jim Livingstone (“Jim Livingstone” "We" "Us") takes the privacy of your ‘Personal Information’ seriously. This Privacy Policy applies to www.jimlivingstone-com.preview-domain.com (the “Website”) and governs data collection, processing and usage in compliance with the Personal Data Protection Act of Singapore (“PDPA”). By using the Website, you consent to the data practices described in this statement.

This Privacy Policy explains how Northpoint collects, uses and discloses your Personal Information and how to contact Jim Livingstone if you have any further questions regarding our management of your personal information. Please read this policy carefully to ensure you understand Jim Livingstone's practices regarding the management of any personal information that you disclose.


What is ‘Personal Information’?

‘Personal Information’ is any information that identifies you or that could reasonably identify you. This could include information such as your name, contact details or date of birth.


Information Collected from our Website

Jim Livingstone monitors the use of The Website through the use of cookies and similar tracking devices. This information includes your IP address, browser type, domain names, access times and referring website addresses. We may also will obtain your name, phone and e-mail address, when you contact us or purchase products and/or services from us.


Use of Personal Information

Jim Livingstone uses your Personal Information for a variety of reasons, including:

  • To build a better browsing experience for you;
  • To respond to your inquiries or requests;
  • To gather feedback;
  • To inform or update you of other products or services available from Northpoint;



Jim Livingstone does not sell, rent, lease, or release your Personal Information to third parties, but may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your Personal Information is not transferred to the third party without your explicit consent.


Disclosure of Personal Information

Jim Livingstone will disclose or share your Personal Information, without notice, only if required to do so by law or in the good faith belief that any such action is necessary to: (a) comply with any legal requirements or comply with legal process served on Jim Livingstone or the Website; (b) protect and defend the rights or property of Jim Livingstone.


Use Of Cookies

The Website uses “cookies” to help you personalise your online experience. A cookie is a text file that is placed on your hard drive by a web page server. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. They cannot be used to run programs or deliver viruses to your computer. 

Cookies on the Website may be used to ensure a smooth user experience, perform analytics, and for showing relevant advertisements. Please note that third parties (such as analytics software) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies. The Website uses Google Analytics. Please refer to http://www.google.com/policies/privacy/partners to find out more about how Google uses data when you use our website and how to control the information sent to Google.

Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to access all or parts of our Website or to fully experience the interactive features of the Northpoint services or websites you visit.


Security Of Your Personal Information

Jim Livingstone strives to maintain the safety of your Personal Information. Any payment transactions will be encrypted using SSL technology. Unfortunately, no internet-based service is completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.


Access to your Personal Information

Subject to the exceptions referred to in the PDPA, you have the right to request a copy of the information that we hold about you. If you would like a copy of some or all of your personal information, please send an email to This email address is being protected from spambots. You need JavaScript enabled to view it..

You have the right to ask us not to collect, use, process, or disclose your Personal Information in any of the manner described herein. We will usually inform you (before collecting your Personal Information) if we intend to use your Personal Information for such purposes or if we intend to disclose your Personal Information to any third party for such purposes. You can give us notice of your intention to halt the collection, use, processing, or disclosure of your Personal Information at any time by contacting us at This email address is being protected from spambots. You need JavaScript enabled to view it..


Links to Other Websites

The Website may contain links to other websites. This Privacy Policy only applies to this website so when you link to other websites you should read their own privacy policies.


Changes to the Privacy Policy

This Privacy Policy was written on 9 November 2021 and Jim Livingstone reserves the right to modify these Privacy Policy at any time.


Contact Information

Jim Livingstone welcomes your comments regarding this Privacy Policy. If you believe that we have not adhered to this Privacy Policy, please contact us at This email address is being protected from spambots. You need JavaScript enabled to view it..